Privacy Policy

Fast Cash Advance by PN Credit ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website pncreditunion.com and use our services.

1. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide when using our services, including:

• Full name
• Email address
• Phone number
• Mailing address
• Date of birth
• Social Security Number (for loan applications)
• Employment information
• Income information
• Bank account information

Automatically Collected Information

When you visit our website, we automatically collect certain information, including:

• IP address
• Browser type and version
• Device type
• Operating system
• Pages visited and time spent
• Referring website
• Cookies and similar tracking technologies

2. How We Use Your Information

We use the information we collect to:

• Process your loan request and match you with potential lenders
• Communicate with you about your application and our services
• Verify your identity and prevent fraud
• Improve our website and services
• Send marketing communications (with your consent)
• Comply with legal obligations
• Enforce our terms and conditions

3. How We Share Your Information

We may share your personal information with:

• Lending Partners: To process your loan request and provide you with loan offers
• Service Providers: Third parties who assist us in operating our website and services
• Marketing Partners: With your consent, for marketing purposes
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In connection with any merger, sale, or acquisition

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information, including:

• 256-bit SSL encryption for data transmission
• Secure data storage with access controls
• Regular security assessments
• Employee training on data protection

However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

6. Your Rights and Choices

Depending on your location, you may have the following rights:

• Access to your personal information
• Correction of inaccurate information
• Deletion of your personal information
• Opt-out of marketing communications
• Opt-out of the sale of personal information (California residents)

To exercise these rights, please contact us at support@pncreditunion.com.

7. California Privacy Rights (CCPA)

California residents have additional rights under the California Consumer Privacy Act (CCPA), including:

• The right to know what personal information is collected
• The right to know if personal information is sold or disclosed
• The right to opt-out of the sale of personal information
• The right to non-discrimination for exercising these rights

To opt-out of the sale of your personal information, visit our Do Not Sell My Personal Information page.

8. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these websites. We encourage you to review their privacy policies.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last Updated" date.

11. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

• PN Credit Union Company LLC
• Email: support@pncreditunion.com