Trusted by 50,000+ customers

Get Matched With Loan Offers in Minutes

Looking for a simple way to explore loan options? Fast Cash Advance by PN Credit helps you choose a loan amount ($100-$5,000), share basic details, and get matched with available offers — all in one guided flow.

Matched in minutes
Funding as fast as 1 business day*
No impact on credit to check rates**

Apply Now — It's Free Free to use. No hidden fees.

4.8 Rating Customer Score

Verified Secure Platform

256-bit SSL Encryption

Fast Cash Advance by PN Credit - Loan Offers Screen

Instant Match

*Funding timeline depends on lender approval and bank processing. Typically 1-3 business days after approval.

**Initial rate check uses a soft inquiry. Hard credit check may be required by lender during final application.

Trusted by Thousands of Customers

Join 50,000+ people who found their loan options with Fast Cash Advance by PN Credit

2 min

Average application time

4.8/5

Average customer rating

50,000+

Happy customers served

$100-$5,000

Loan amount range

Verified Business Trusted Lender Network

Bank-Level Security 256-bit SSL Encryption

U.S. Based Serving All 50 States

24/7 Available Apply Anytime Online

Simple Process

Getting matched is fast and easy

Follow these simple steps to see your loan options

Choose Your Amount

Select how much you need — from $100 to $5,000 based on your needs and lender criteria.

Select the Purpose

Tell us what the funds are for — rent, medical, home repair, education, travel, or other.

Enter Your Details

Provide basic information so lenders can review your request and make you an offer.

Review Your Offers

See matching lenders with loan amounts, APR ranges (5.99%-35.99%), and terms (3-24 months) displayed upfront.

Apply & Get Funded

Choose your preferred lender and apply directly. If approved, funding may arrive as fast as the next business day.*

Start Your Application

*Funding timeline varies by lender and your bank's processing time.

Real Reviews

What Our Customers Are Saying

4.8 out of 5

Based on 12,400+ customer reviews

Jan 28, 2026

"Super easy and fast!"

I was skeptical at first but the whole process took less than 5 minutes. Got matched with several options and picked the one that worked best for me. Money was in my account the next day!

Michael T. Verified Customer

Jan 27, 2026

"Finally, a straightforward process"

No confusing steps, no hidden fees. I appreciated being able to see multiple offers and compare them before deciding. Very transparent about everything.

Sarah K. Verified Customer

Jan 26, 2026

"Helped me in a tough spot"

Had an unexpected car repair bill and needed help fast. Fast Cash Advance by PN Credit showed me options I didn't know existed. The lender I chose was professional and funding was quick.

James R. Verified Customer

Jan 25, 2026

"Good experience overall"

Simple to use, got a few offers to choose from. Would recommend to anyone looking for loan options without the hassle of visiting multiple sites.

Lisa M. Verified Customer

Why Fast Cash Advance by PN Credit

We're Here to Help

Built for real-life needs, not ideal situations

One Simple Flow

No jumping between multiple sites. No guessing what to do next. Just follow the steps and see your options — all in one place.

Safe Borrowing Experience

Your data is protected with bank-level 256-bit encryption. We're committed to transparency and protecting your personal information.

Compare Multiple Options

Different lenders have different criteria. Seeing more than one offer helps you find terms you're comfortable with.

Loan amounts $100-$5,000
APR ranges 5.99%-35.99%
Terms from 3-24 months
Choose your preferred lender

Fast Matching

Average application time is just 2 minutes. No lengthy forms or confusing steps.

You're Always in Control

You decide how much to request, which offer to choose, and whether to apply at all. Nothing is forced.

Is Fast Cash Advance by PN Credit a lender?

No. Fast Cash Advance by PN Credit is a loan-matching service that helps you explore offers from third-party lenders. The lender you choose will handle underwriting, approval, and funding. We simply connect you with options.

Does checking rates affect my credit score?

Checking your rates with Fast Cash Advance by PN Credit uses a soft credit inquiry, which doesn't affect your score. However, if you choose to apply with a lender, they may perform a hard inquiry as part of their final approval process.

How fast can I get my money?

Funding speed varies by lender and bank processing. If approved, funds can be deposited into your bank account as fast as the next business day. Some lenders may take 1–3 business days.

What do I need to apply?

To apply, you typically need:

Be at least 18 years old
A valid U.S. Social Security Number
A valid email address and phone number
An active bank account
Proof of income

What if I don't see any offers?

Offer availability depends on your details, lender criteria, and your state of residence. Not all applicants will receive offers — this is normal and doesn't negatively affect your credit when using soft inquiries.

Is my information secure?

Yes. We use bank-level 256-bit SSL encryption to protect your data. Your information is only shared with lenders you choose to apply with. We never sell your personal data to third parties for marketing purposes without your consent.

Important Disclosures

Eligibility

Applicants must be 18 years or older and a U.S. resident. Loan amounts ($100-$5,000), APRs (5.99%-35.99%), and repayment terms (3-24 months) vary by lender and your credit profile.

Not a Lender

Fast Cash Advance by PN Credit is NOT a lender. We are a loan-matching service that connects you with third-party lenders. Final approval, rates, and funding timelines are determined by the lender you choose.

No Guarantee

Submitting a request does not guarantee approval. Offer availability depends on lender criteria and may vary by state. Not all applicants will qualify.

APR & Terms

APRs range from 5.99% to 35.99%, with loan terms from 3 to 24 months, depending on lender criteria and your eligibility.

Funding Timeline

If approved, funding may be sent via direct deposit, which can take 1–3 business days depending on the lender and your bank's processing time.

Credit Impact

Initial rate check uses a soft inquiry (no credit impact). Applying with a lender may require a hard inquiry which could affect your credit score.