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The following examples show how different loan amounts, terms, and rates affect your monthly payment and total cost. Your actual rate and terms will depend on your credit profile and the lender.
| Loan Amount | APR | Term | Monthly Payment | Total Repayment |
|---|---|---|---|---|
| $500 | 24.99% | 6 months | $90.21 | $541.26 |
| $2,000 | 18.99% | 12 months | $183.49 | $2,201.88 |
| $5,000 | 12.99% | 24 months | $237.15 | $5,691.60 |
*These are examples only. Your actual rate, payment, and total cost will vary based on your creditworthiness and the lender's terms.
Some lenders charge an origination fee, which is typically deducted from your loan proceeds. This fee ranges from 0% to 8% depending on the lender and your credit profile. The fee will be clearly disclosed before you accept any offer.
If you miss a payment, lenders may charge a late fee. This is typically $15 to $30 or 5% of the missed payment amount, whichever is greater. To avoid late fees, set up automatic payments or payment reminders.
Good news! Most lenders in our network do not charge prepayment penalties. This means you can pay off your loan early without any additional fees, potentially saving money on interest.
If a payment is returned due to insufficient funds, lenders may charge an NSF fee, typically $15 to $30. Ensure you have sufficient funds in your account before your payment due date.
No Hidden Fees: Fast Cash Advance by PN Credit does not charge any fees to use our service. Our matching service is completely free to consumers. All fees listed above are charged by the lender, not by us.
APR (Annual Percentage Rate) represents the total yearly cost of borrowing, including interest and fees, expressed as a percentage. It allows you to compare loan offers from different lenders on an equal basis.
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