Marketing Practices

Our Marketing Philosophy

At Fast Cash Advance by PN Credit, we believe in transparent, honest marketing that respects your time and privacy. We strive to provide useful information about our services without being intrusive or misleading.

Types of Marketing Communications

We may send you marketing communications through the following channels:

• Email: Newsletters, promotional offers, and service updates
• SMS/Text Messages: Important updates and special offers
• Phone Calls: Follow-ups on your loan request or special promotions
• Push Notifications: If you use our mobile app
• Direct Mail: Occasional promotional materials
• Social Media: Targeted advertising on platforms like Facebook and Google

Partner Marketing

When you submit a loan request, your information may be shared with our lending and marketing partners, who may contact you with offers. These partners are required to:

• Comply with all applicable laws and regulations
• Honor your opt-out requests
• Provide clear disclosures about their products
• Not engage in deceptive or abusive practices

Please note that you may need to opt out separately from each partner's marketing communications.

Your Marketing Choices

You have control over the marketing communications you receive:

• Email: Click the "unsubscribe" link at the bottom of any marketing email
• SMS: Reply STOP to any text message
• Phone: Ask to be placed on our do-not-call list
• All Marketing: Visit our Unsubscribe page

Please allow up to 10 business days for your request to be fully processed. Note that opting out of marketing communications does not affect transactional messages related to your loan request or account.

Our Advertising Standards

We adhere to the following advertising standards:

• All claims are truthful and substantiated
• We clearly disclose that we are not a lender
• APR ranges and loan terms are accurately represented
• We do not guarantee approval or specific terms
• We comply with all FTC, CFPB, and state advertising regulations
• We do not target vulnerable populations inappropriately

Cookies and Online Advertising

We use cookies and similar technologies for marketing purposes, including:

• Retargeting ads to remind you about our services
• Measuring the effectiveness of our advertising campaigns
• Personalizing ads based on your browsing behavior

You can control cookies through your browser settings or opt out of targeted advertising through industry tools like the NAI opt-out page.